You will get 1% cash back on travel, meals, groceries, pharmacy purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will get $10 cash back. However, you can earn up to 3% for purchases in a bonus category.
| Positive points | Negative points |
|---|---|
| Annual Fee $ 0 | This card does not offer cash loyalty bonuses |
| Foreign Transaction Fee $ 0 | Purchase APR 14.99% - 29.99% |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Making regular timely payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
| Benefits | |
|---|---|
|
Technology
|
Non-touch payments with technology |
|
Bonus
|
Welcome bonus $ 400 |
|
Delay
|
Delay Fee $ 0 |
|
Payment
|
Return Payment Fee $ 0 |
Convenient
3% Cash back on gas, health, streaming and utilities, 1% cash back on all other purchases (Target and Walmart earn 1% cash back). Click the button below and apply for your card.
I Want My CardLower cost
No annual or late fees and set payments reduce your balance faster so you can pay less interest.
10% Extra cash back
Activate Upgrade Shopping offers from participating merchants through your account dashboard. Then shop online through Dosh or in stores using your Upgrade card. You can get up to 10% cash back as a statement credit on qualifying purchases.
Predictable
Pay off your balances each month at a fixed rate and term, or pay in full at the beginning of each month and avoid interest with EarlyPay. Click the button below and apply for your card.
I Want My Card
