The Standard Chartered Manhattan Rewards is popular for its cash back offers. You get 5% cash back on all your spending at supermarkets, grocery stores and department stores. The card is basically a supermarket-specific credit card and would therefore be more suitable for users looking for reimbursement on supermarket spending.
| Positive points | Negative points |
|---|---|
| Earn 3x reward points for every $150 spent | Low reward rate |
| 5% reimbursement on supermarket purchases | No entertainment or travel-specific benefits |
However, the refund is applicable on minimum transactions of $1,000 or more. In addition, a maximum refund of $500 is allowed each month (limited to $150 per transaction).
On all other spending, you will earn 3x reward points for every Rs.150 spent. However, earlier, the card had a better reward rate and offered 5x reward points, but now it has reduced to just 3x. The reward rate is comparatively low and hence if you want to earn rewards on your transactions, this card might not be the right choice for you.
| Benefits | |
|---|---|
|
Cashback
|
Daily Cashback |
|
Reward
|
Redeem your accumulated reward points with Standard Chartered's 360-degree reward program |
|
Discounts
|
15% discount on meals at 850+ restaurants |
|
Exemption
|
Annual fee waived for spending $1,200 in the previous year |
Is the SCB Manhattan Rewards annual fee worth it?
Considering that the annual fee of the Standard Chartered Manhattan Rewards credit card is $999, the card somewhere does justice to the offers and benefits that come with it. The ongoing offers on movies, restaurants, and travel really make this credit card worth the $999 annual fee. Click the button below and apply for your card:
I Want My CardWho should get the Standard Chartered Manhattan Rewards credit card?
- Looking for cashback offers for everyday spending;
- Looking for a card especially for purchases at grocery stores, supermarkets and department stores;
- Who shop at Big Bazaar, Reliance and similar stores.
Conclusion
The Standard Chartered Manhattan Rewards is a good option if you are looking for cash back benefits. A good option for everyday expenses by getting your money back. A simple card to use, without a lot of complications. Click the button below and apply for your card:
I Want My Card
