Unlike most cards aimed at this group, however, it is not a secured credit card, so it does not require a security deposit. This makes the Prosper Card an attractive option for those who want the traditional credit card experience while building their credit.
| Positive points | Negative points |
|---|---|
| No annuity the first year with AutoPay | Foreign Transaction Fee 1% of the value |
| No security deposit required | Proof of Income |
The Prosper card charges an annual fee, which can be a hindrance if you are trying to keep costs down, although there is a way to take a break the first year. The card does not offer rewards, nor is there another Prosper-issued card to graduate to.
The Prosper card allows you to see what you would be offered without affecting your credit score, so you can make a clear decision if it is the card for you. Note that if you proceed with the rest of the application process and are approved, your credit score will typically drop slightly and temporarily once the card is added to your credit report.
| Benefits | |
|---|---|
|
Fees
|
No fees for ATM withdrawals |
|
Access
|
Instant Access to Credit |
|
Features
|
Financial Resources |
|
Protection
|
Fraud Protection |
Automatic revisions
For untethered access credit line increases. Get an initial line of $500 to $3,000 with automatic reviews for credit line increases. Click the button below and apply for your card.
I Want My CardFees for Drawings
No fees are charged for ATM withdrawals, an unforeseen expense or emergency should not compromise your financial well-being.
Technology
The Prosper Credit Card, has technology that helps protect you from fraud, the financial products are built on core technology designed to protect you and your data from fraud. Click the button below and apply for your card.
I Want My Card
