The PenFed Pathfinder Rewards Visa Signature Card earns good rewards, offers a welcome bonus, and has built-in travel perks for those eligible to join PenFed Credit Union. The good news is that, unlike many military credit unions, PenFed will allow anyone to join.
| Positive points | Negative points |
|---|---|
| No foreign transaction fees | Annual Rate |
| Introductory Balance Transfer APR | A 3% fee applies to each transfer for balance transfers |
The travel benefits included are a $100 statement credit on domestic airfare, up to $100 statement credit to cover your Global Entry or TSA PreCheck application fee, and free Priority Pass lounge membership (but you will have to pay per visit). Usually, you can only find benefits like these on cards that cost hundreds of dollars a year.
The card also comes with a 0% introductory fee for 12 months on balance transfers, followed by a variable annual fee of 17.99%. Balance transfers incur a 3% fee per transaction. A variable APR of 17.99% applies to purchases.
| Benefits | |
|---|---|
|
APR
|
Standard Low APR |
|
Points
|
50,000 bonus points for spending $3,000 in the first 90 days |
|
Points
|
3X Points in all Travel categories |
|
Discounts
|
Up to $799 total value of trip |
Earning Rewards
The PenFed Pathfinder Rewards Visa Signature card earns 4 points per dollar in all travel categories for PenFed Honors Advantage members, 3 points per dollar in all travel categories, and 1.5 points on all other purchases. Click the button below and apply for your card:
I Want My CardRedeeming Rewards
Points earned with the PenFed Pathfinder Rewards Visa Signature card can be redeemed for gift cards, travel or purchases. Cardholders should visit the rewards catalog to see available redemptions. Points for redemption range from 0.85 to 1 cent per point, depending on redemption.
Is the PenFed Pathfinder Rewards Visa Signature Credit for you?
If you agree to join PenFed Credit Union and are looking for travel benefits, but aren't willing to pay a high annual fee, consider the PenFed Pathfinder Rewards Card. It offers respectable rewards earnings, a sizable welcome bonus, and an introductory APR for balance transfers. Click the button below and apply for your card:
I Want My Card
