Card members will get Silver Elite status (and its associated benefits) at Marriott Bonvoy properties, 15 Elite Night credits to accelerate progress toward higher status levels, and Visa Signature extras like lost luggage insurance.
Positive points | Negative points |
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Elite Status | No initial APR offer |
No foreign transaction fees | 5% commission for balance transfer |
Ironically, for a hotel-branded card, opportunities to earn points and free nights are limited. Cardholders will earn 3 points per dollar on over 7,000 hotels participating in the Marriott Bonvoy program, 2 points per dollar on other travel purchases (from airfare to cabs and trains), and 1 point per dollar on all other purchases. These are lackluster earning rates, given the average cost of redeeming a free room.
The welcome bonus is 30,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening. While there are opportunities to earn much higher bonuses, it is a fair option for customers looking for a lower minimum spending threshold and not wanting to pay an annual fee.
Benefits | |
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Refund
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Lost baggage reimbursement |
Delay
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Reimbursement for delayed travel |
Protection
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Purchase Protection |
Insurance
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Baggage delay insurance |
Reimbursement for travel delay
Up to $500 reimbursed for purchases such as meals and lodging for flights delayed 12 or more hours. Click the button below and apply for your card.
I Want My CardBaggage delay insurance
Reimburses you for essential purchases, such as toiletries and clothing, for baggage delays of more than six hours per passenger carrier up to $100 per day for five days.
Redeeming Rewards
Marriott Bonvoy points can be redeemed on any night at any property for any available standard room. Prices vary by property and date of stay, but can easily be verified using the search tool on the Marriott website.
No foreign transaction fees
Save up to 5% on overseas transactions compared to many other cards with no annual fee. Click the button below and apply for your card.
I Want My Card