We love to see numbers as low as the lower end of the standard DCU Visa Platinum variable APR range of 12.75% - 18.00% variable.
| Positive points | Negative points |
|---|---|
| No annual fee | No welcome bonus |
| No foreign transaction fees | No rewards |
It is this low fee, combined with the lack of card fees that commonly come on other credit cards that make this card a useful choice for someone who regularly carries a balance.
The card has no annual fee, no balance transfer fee, no foreign transaction fee, and no cash advance fee. It charges a late fee of $35 per occurrence.
| Benefits | |
|---|---|
|
Transfer
|
No balance transfer fees |
|
APR
|
Low standard APR |
|
Protection
|
Optional overdraft protection available |
|
Advance
|
No cash advance fees |
Rewards
The card also lacks rich rewards or other perks offered on other cards on the market. However, these cards tend to come with high annual fees and higher APR ranges, making them a more expensive choice for those carrying a balance than the DCU Platinum Visa. Click the button below and apply for your card:
I Want My CardDCU
Perhaps the biggest disadvantage of the DCU Platinum Visa is that it is only available to DCU members. To become a DCU member, applicants must have some connection with the credit union.
Is the DCU Visa Platinum credit card for you?
It is a card for basic use, without many rewards, a card to be used with awareness due to APR. A great card for everyday use, for those looking for practicality. Click the button below and apply for your card:
I Want My Card
