Chase Slate Edge Visa Credit Card

One of the key benefits of the Chase Slate Edge no annual fee credit card is that it offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99% applies.

An initial transfer fee of $5 or 3% of the value of each transfer, whichever is greater, applies for transfers made within 60 days of account opening. After that, a fee of $5 or 5% of the value of each transfer, whichever is greater, applies.

The card's most unique benefits include two that Chase advertises as designed to encourage good credit habits: a revised line of credit for those who spend $500 and pay all bills on time in the first six months, and an opportunity to see up to a 2% reduction in APR each year.

Differential?

The Chase Slate Edge card is good. It's not that different, and its core benefits of a medium to low introductory APR period are certainly good. The additional benefits and perks, such as extended warranty and purchase protections and secondary rental car coverage, are nice perks. Click the button below and apply for your card:

Credit Usage

These two advantages are marketed to those who want to build better credit, and while a higher credit limit helps keep credit utilization lower, even a 2% reduction in APR can still mean large interest charges for those who carry a balance over time.

Is the Chase Slate Edge credit card for you?

The Chase Slate Edge card offers a low introductory APR card for those whose credit isn't high enough to allow them to get something with longer terms. It has good options for those just starting out with credit in the market, a simple but practical card. Click the button below and apply for your card: