1. Indigo Credit Card
Available to those whose credit rating has moved away from excellent but has not gone beyond "average", the Indigo Credit Card offers hard-to-believe rewards on qualifying travel purchases in exchange for a $95 annual fee.
| Benefits | |
|---|---|
|
Points
|
Earn 10,000 bonus points after spending $1,000 |
|
Travel
|
Earn 5 times more points on travel |
|
Hotels
|
Earn 10x points on hotels |
|
Issuer
|
Issuer advertises requiring a minimum "medium" credit rating |
2. PenFed Pathfinder Rewards Visa Signature Credit Card
For those who can join PenFed's credit union, the PenFed Pathfinder Rewards Visa Signature card is a good option for a low annual fee rewards credit card. The card offers several built-in travel benefits and solid reward earning potential.
| Benefits | |
|---|---|
|
APR
|
Standard Low APR |
|
Points
|
50,000 bonus points for spending $3,000 in the first 90 days |
|
Points
|
3X Points in all Travel categories |
|
Discounts
|
Up to $799 total value of trip |
3. Upgrade Life Rewards Visa Credit Card
This is a cash back card. That means you get a percentage of your purchases as cash rewards.
| Benefits | |
|---|---|
|
Payment
|
Return Payment Fee $ 0 |
|
Delay
|
Delay Fee $ 0 |
|
Technology
|
Non-touch payments with technology |
|
Bonus
|
Welcome bonus $ 400 |
4. First Progress Platinum Prestige Mastercard Credit Card
For those who have faced bankruptcy and need a fresh start, the Platinum Prestige Mastercard First Progress secured credit card may be one of the only decent options. With plenty of basic benefits for everyone to use.
| Benefits | |
|---|---|
|
Receiving
|
Receive your card faster with the new accelerated processing option |
|
History
|
No credit history or minimum credit score required for approval |
|
Access
|
24/7 online access to your account |
|
Balance
|
Pay your balance and get your deposit back at any time |
5. SoFi Mastercard Credit Card
The SoFi Mastercard Credit Card is becoming the most popular credit card in the country, due to the ease of application and the many advantages it offers.
| Benefits | |
|---|---|
|
Rewards
|
Earn 2 points for every $1 spent on qualifying purchases |
|
Transaction
|
No foreign transaction fee |
|
Secure
|
Mobile insurance |
|
Redemption
|
Flexible Redemption Rewards |
6. Merrick Bank Secured Credit Card
Consumers who want to build their credit history may like the Merrick Bank Secured Credit Card. It is a secured credit card, offers the option of a relatively high credit line, as well as automatic reviews for possible credit limit increases.
| Benefits | |
|---|---|
|
Score
|
Free FICO credit score every month |
|
Fraud
|
Fraud coverage if your card is lost or stolen |
|
Access
|
Access your account 24 hours a day |
|
Card
|
Card issued by Merrick Bank |
7. Mission Lane Visa Credit Card
While the Mission Lane Visa credit card doesn't have any bells and whistles, it may make sense as a short-term solution for someone with a bad credit score or limited credit history.
| Benefits | |
|---|---|
|
Credit limit
|
Credit limit increase after 6 months |
|
Education
|
Free online credit education |
|
Pricing
|
Transparent pricing with no hidden fees |
|
Credit reports
|
Credit reports for all 3 major bureaus |
8. Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards credit card may appeal to casual travelers who want a no-annuity credit card with a simple rewards system.
| Benefits | |
|---|---|
|
Refund
|
Preferred Rewards members can earn 25% to 75% cash back |
|
Transaction
|
No foreign transaction fees |
|
Points
|
Earn 1.5 points per dollar on every purchase |
|
Shopping
|
Points can be redeemed as a statement credit for travel and dining purchases |
9. Chase Slate Edge Visa Credit Card
The Chase Slate Edge credit card is a basic card, without many rewards, for those looking for convenience in their daily lives. The main benefits the card offers are a 0% intro APR for 18 months from account opening on purchases and balance transfers.
| Benefits | |
|---|---|
|
APR
|
Start strong with 0% intro APR for 18 months |
|
Upgrade
|
Keep an eye on your credit health |
|
Rate
|
Reduce your interest rate by 2% per year |
|
Limit
|
Increase your credit limit |
10. Marriott Bonvoy Bold Credit Card
Marriott Bonvoy members may have noticed a nice surprise when looking for a new credit card: the Bonvoy Bold card offers many of the same benefits as the higher annual fee version.
| Benefits | |
|---|---|
|
Refund
|
Lost baggage reimbursement |
|
Insurance
|
Baggage delay insurance |
|
Delay
|
Reimbursement for delayed travel |
|
Protection
|
Purchase Protection |
11. US Bank Altitude Connect Visa Signature Credit Card
With a low annual fee and great rewards on travel, gasoline and various daily categories, the US Bank Altitude Connect Visa Signature card is a useful option for those looking for an uncomplicated card to earn high rewards on travel.
| Benefits | |
|---|---|
|
Redemption
|
Flexible redemptions |
|
Point
|
Points do not expire |
|
Protection
|
Mobile Phone Protection |
|
Shopping
|
50,000 bonus points after spending $2,000 on qualifying purchases |
12. JetBlue Plus Credit Card
The Barclays JetBlue Plus Card is a great credit card option for travelers who +fly JetBlue or live near a JetBlue hub.
| Benefits | |
|---|---|
|
Baggage
|
Free checked baggage |
|
Escort
|
Free checked baggage for up to 3 companions |
|
Fees
|
No foreign transaction fees |
|
Rewards
|
Earn 40,000 bonus points after spending $1,000 on purchases |
13. DCU Visa Platinum Secured Credit Card
Its variable APR of 12.75% to 18.00% relatively low on purchases and balance transfers and lack of annual fees, balance transfer fees, and foreign transaction fees.
| Benefits | |
|---|---|
|
Transfer
|
No balance transfer fees |
|
APR
|
Low standard APR |
|
Protection
|
Optional overdraft protection available |
|
Advance
|
No cash advance fees |
14. Blue Cash Everyday Credit Card
If you are looking for a card that offers cash back in several daily categories, but don't want to pay an annual fee, the Blue Cash Everyday® card from American Express is a valid choice.
| Benefits | |
|---|---|
|
Earnings
|
Above average earnings in supermarkets and etc |
|
Credit
|
Earn a $200 statement credit |
|
Cash Back
|
3% Cash Back in US supermarkets |
|
Refund
|
3% Refund on US online retail purchases |
15. Barclaycard Platinum Balance Transfer Credit Card
An excellent "multi-purpose" credit card that offers generous 0% introductory periods on new spending and balance transfers, with a chance to earn cash back at selected retailers.
| Benefits | |
|---|---|
|
Benefits
|
Up to 5 months free of Apple Music, Apple TV+, Apple News+, and Apple Arcade |
|
Flag
|
Visa Flagship |
|
Refunds
|
Register for a 15% cash back when you use your card at selected retailers |
|
Access
|
Priority access to live events through Barclaycard Entertainment |
16. Prosper Credit Card
The Prosper Card, issued by Coastal Community Bank, is designed for consumers who are working to establish credit. According to a Prosper representative, 80% of cardholders have a credit score below 660.
| Benefits | |
|---|---|
|
Features
|
Financial Resources |
|
Fees
|
No fees for ATM withdrawals |
|
Access
|
Instant Access to Credit |
|
Protection
|
Fraud Protection |
17. First Abu Dhabi Bank Cashback Credit Card
Earn cashback, lifestyle and travel benefits with the FAB Cashback credit card. A card that easily appeals to everyone, it can be an excellent rewards card and great for everyday life.
| Benefits | |
|---|---|
|
Payments
|
Contactless payments |
|
Protection
|
Wallet Protection |
|
Access
|
Free access to airport lounges |
|
Offers
|
Exclusive travel offers |
18. Citi Custom Cash Credit Card
The no annual fee card offers 5% cash back on purchases in a higher eligible spending category each billing cycle, up to the first $500 in spending each month, and 1% cash back on all other purchases.
| Benefits | |
|---|---|
|
APR
|
APR introductory period |
|
Attendance
|
24/7 customer service |
|
Digital
|
Digital wallets |
|
Fraud
|
24-hour fraud protection |
19. Bank Alfalah Titanium Credit Card
Alfalah Bank is offering an orb rewards system for its Titanium cardholders. Customers can earn orbits on various purchases, such as online transactions, electronic statements, purchases, personal loans, and even on their accounts.
| Benefits | |
|---|---|
|
Rewards
|
Fabulous rewards |
|
Plans
|
Installment Plans |
|
Advance
|
Cash Advance |
|
Cards
|
Up to 6 supplementary cards |
20. Standard Chartered Bank Manhattan Rewards Credit Card
The Standard Chartered Manhattan Rewards is one of the bank's popular credit cards, which focuses on daily cashback offers with some entertainment benefits as well.
| Benefits | |
|---|---|
|
Exemption
|
Annual fee waived for spending $1,200 in the previous year |
|
Discounts
|
15% discount on meals at 850+ restaurants |
|
Reward
|
Redeem your accumulated reward points with Standard Chartered's 360-degree reward program |
|
Cashback
|
Daily Cashback |